The following services are provided by Cascade Title Company. For assistance, contact Eric Zilm at (360) 695-1301 or email: Eric@cascadetitleco.com.
Preliminary Property Information
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Record Description
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Ownership
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Current Taxes
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Sketches & copies of underlying encumbrances
Plat Certificates
In the final approval stage, the county requires a Plat Certificate submission with the Plat. This submission to the county enables Cascade Title Co. to expedite title work on individual lot sales and loans. From the Plat Certificate, the following information is obtained by the county.
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Ownership
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Legal description
- Location & use of all easements
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Restrictions & other limitations to land use
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Mineral & oil reservations, Exploration leases
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Monetary encumbrances holders (Contracts, Mortgages, Deeds of Trust, etc.)
Pre -Filing Services
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Surveyor research assistance
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Developer’s attorney provided with assistance (in preparing covenants & restrictions)
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Research adjacent descriptions (to avoid overlaps with proposed project description)
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Review proposed project for insurability
Post Preliminary Approval Services
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Continuing assistance to project surveyor & attorney (in meeting conditions or provisions imposed by Hearings Examiner, planning department or other regulatory agent
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Free updating of Plat Certificate (as required by the county)
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Issuance of Pro-Forma policies (as required for development loans &/or VA or other special take-out financing)
Builder/Developer Benefits
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Blanket indemnity agreements for qualified customers (to avoid priority agreements for each job)
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A reduced rate & accelerated title service for individual lots (for which we have done the subdivision work)
- 24 hour preliminary title reports
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Coordinate ALTA inspections with the lender (for timely release of construction draw money)
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Builder discounts
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Copies of the Plat & Conditions, Covenants & Restrictions (CC&R’s) for sales purposes
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Consistent title practices
Condominiums
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Prepare & issue Condominium Certificate (to assist developer’s attorney in preparing declarations)
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Surveyor research assistance (on the proposed project description & the termination of all easements)
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Assist developer’s attorney (with language to be used on the rural sheets of final mylars)
- Review declarations, by-laws, survey map & site plans (to conform with the Horizontal Property Regimes Act & title insurability)
- Deliver final mylars, declarations & by-laws to the county courthouse (for recording)
Large Lot/Short Platting
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Prepare & issue Short Plat Certificate to the county
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Free updating of Short Plat Certificate (as required by the county)
- Date of segregation searches (to determine if short platting is required)
- Lot line adjustments
- Assistance in preparation of legal descriptions, tax parcel searches & ownership.
- Assistance in recording the necessary deeds (which affect transfer of title)